Life Insurance, 15th Ed., ForexTrend

Life Insurance, 15th Ed.

In Forex Books Reviews by any arons


The 15th edition of Life insurance, written by Dr. Solomon S. Huebner, was published in celebration of its 100th anniversary since debut edition. This book presents insurance principles, theories, and practices in a curated disquisition collected, especially for students in the field of business. 

Life Insurance, 15th Ed., ForexTrend

The 15th edition is an immediate follow-up of its 14th as there are crucial factors that drove publishers to release this version. Important information and discussions need an update, including the tax treatment of life insurance and the implementation of the Health Care and Affordability Act of 2010. In line with this, the 14th edition projects some ambiguous discussions, and publishers deemed it necessary to provide a follow-up to bring some clarification and more in-depth treatment. 

This book’s title must be taken as it is as readers absorb it as an encompassing area that:

  • Guarantees finances on the death of an insured
  • Guarantees finances while an insured is alive
  • Guarantees assistance and payments in the event that an insured is incapable or in need

Generally, the book contains rigorous discussions that focus on economic and financial factors that dictate life insurance principles and practices. It appeals to students and practitioners as it integrated updated developments in insurance goods, pricing, and availability. Moreover, this book is structured in a comprehensive manner that enables international terminologies to be understood with ease. Chapters presented magnify recent insurance practices making this book a good learning material. 


HAROLD D. SKIPPER– Is a retired professor of Risk Management and insurance at Georgia State University. While in service, he also worked as the chairperson of the Dept. of Risk Management and Insurance. His credentials involved a bachelor’s degree from Georgia State University and a Ph.D. from the University of Pennsylvania

KENNETH BLACK III- He graduated from the University of North Carolina, all while acquiring Juris Doctorate status from the University of Georgia School of Law. His fields of interest are health and life insurance and associated practices involved.

KENNETH BLACK JR.- was the founding father of the Department of Risk Management and Insurance Department. He was a retired professor and dean of the Robinson College of Business at Georgia State University. He co-authored 15 books and several write-ups while handling editorship in the Journal of Financial Service Professionals for 42 years. 


  • Preface
  • Introduction to Life Insurance
  • Life and Health Insurance in Personal Financial Planning
  • Life and Health Insurance Fundamentals 
  • The History, Role, and Importance of Life and Health Insurance 
  • Types of Life Insurance Products Introduction to Life Insurance Products and Their Environment
  • Whole Life Insurance Policies  
  • Flexible-Premium Life Insurance Policies 
  • Annuity and Special-Purpose Policies and Benefits
  • Aspects of Life Insurance Evaluation The Life Insurance Contract: I 
  • The Life Insurance Contract: II 
  • Life Insurance and Annuity Cost Analysis and Disclosure 
  • Insurance Advisor and Company Evaluation 
  • Uses of Life Insurance in Personal Financial Planning Life Insurance Planning 
  • Life Insurance and Annuity Taxation in the United States 
  • Life Insurance in Estate and Retirement Planning
  • Business Uses of Life Insurance
  • The Uses, Types, and Evaluation of Health Insurance Individual Health Insurance: I
  • Individual Health Insurance: II 
  • The Mathematics of Life and Health Insurance Fundamentals of Life Insurance Mathematics
  • Net Premiums 
  • Life Insurance Reserves and Cash Values
  • Gross Premium Rate Structures and Nonguaranteed Policy Elements
  • The Mathematics of Health Insurance
  • Selection and Classification in Life and Health Insurance Life and Health Insurance Underwriting: I 
  • Life and Health Insurance Underwriting: II
  • Employee Benefit Plans Social Insurance
  • Group Insurance 
  • Health Care Plans
  • Retirement Plans
  • Organization, Management, and Regulation of Life and Health Insurance Companies Life Insurance Company Organization and Management
  • Life Insurer Financial Management
  • Life Insurer Investment Management
  • Life Insurer Financial Reporting
  • Marketing Life and Health Insurance
  • Regulation and Taxation of Life Insurance in the U.S.
  • Index